Xterion Contact us

Pension Risk Transfer (PRT) • Institutional annuities

Price and onboard with speed and precision.

Illustrative · select a view to enlarge

Pricing · Onboarding · Insights

  • Streamline the sales process from opportunity intake to final pricing
  • Remove the onboarding bottlenecks that limit growth
  • Manage your book with confidence
Purpose-builtfor pension risk transfer
Sales-centricautomated intake, diligence and bid support
Carrier-configuredrules, methods and approvals
Connectedfrom bid through benefit activation

The Xterion platform

Automation and AI are applied in controlled, carrier-approved ways, enabling experienced teams to work with greater speed, consistency and insight.

Grow your business without giving up control.

Xterion streamlines the full lifecycle from bid to book, while preserving the precision required to execute with confidence.

  1. 01

    Structure the bid

    Extract data, configure assumptions, and validate inputs.

  2. 02

    Price and win

    Model liabilities, evaluate returns, and finalize pricing.

  3. 03

    Onboard and activate

    Validate census data, reconcile premium, and activate participants.

  4. 04

    Operate and analyze

    Manage deferred participants and analyze the book.

Configuration

Carrier-specific by design

Benefit rules, mappings and validation, per carrier.

Assurance

Every number is traceable

Inputs, assumptions and changes, visible end to end.

Control

Judgment remains authoritative

Human authority, at every consequential decision.

Architecture

Designed to fit your environment.

  • Removes your biggest bottlenecks
  • Leverages your trusted actuarial platform
  • Integrates with your payment platform

Modular by design

Carriers rarely replace everything at once. Xterion’s capabilities can be adopted individually or as a connected platform, with shared data and controls preserving continuity across every component.

  • Bid & pricing
  • Onboarding
  • Deferred quoting
  • Benefit state
  • Book analysis
  • Analytical reserving
Secure deployment
  • Dedicated AWS environments
  • Network isolation
  • Encryption at rest
  • Audit logging
Attestation

SOC 2 Type IIIn progress

Built from experience

Xterion brings together group annuity expertise and decades of experience scaling financial-services businesses.

“Carriers should not have to choose between growth and operational control.”
Start a conversation Meet Xterion